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") //-- You are using an outdated browser. Please upgrade your browser or activate Google Chrome Frame to improve your experience. Skip to main content × Close Menu Main Menu How can we help you? Search on Home Membership Become a Member About Us Leadership Leave a Review Member Perks CO-OP ATMs Love My Credit Union Discount Tickets TruStage Insurance Skip-A-Payment Promotions BALANCE Financial Fitness None More CO-OP ATMs Access your account at over 30,000 CO-OP ATMs, surcharge-free! Learn More Savings Savings Primary Share Money Market Club Account IRA Youth Account Starter Savings Adventure Savers Frequency Savings Investment Accounts Share Certificates Valley First Financial Services Block Item More Club Account Start saving for a special occasion with a Club Account! Learn More Checking Personal Purple Checking Free Checking OnTrak Checking Business Business Checking Impact Business Checking Overview Overdraft Coverage Checking Block Item More Overdraft Coverage For when the unexpected happens! Learn More Loans Vehicle Loans Auto Loan Recreational Loan Auto Buying Services Personal Loans Personal Loan OnTrak Loan Credit Cards Student Loan Real Estate Mortgage Services Home Equity Line of Credit Misc SBA | Paycheck Protection Program Make-A-Payment Loans Menu Block More Put your equity to work for you with a Home Equity Line of Credit. Learn More Electronic Services Online & Mobile Banking Overview eStatements Bill Pay eAlerts Text Banking Mobile Banking How-To's Phone Service Valleyline Electronic Services Menu Block More eStatements Go paperless and enroll in eStatements today! Learn More Apply Rates Payment Contact Us × Close Menu × Close Login Online Banking Username Password Login Enroll | Forgot Password? GET THE APP Apple Store App Google Play Store App × Close Login Toggle Menu LOGIN ALERT × We are experiencing extremely high call volumes leading to longer wait times. We apologize for the delays but do have additional access options available. If you have a basic transaction, please try our Online Banking, Mobile Banking or ValleyLine telephone access options. To make a loan payment using online and electronic options, please click here . Apply Locations Rates Payment Contact Us Search the website Search Username Password Enroll | Forgot Password? Membership Become a Member About Us Leadership Leave a Review Member Perks CO-OP ATMs Love My Credit Union Discount Tickets TruStage Insurance Skip-A-Payment Promotions BALANCE Financial Fitness None More CO-OP ATMs Access your account at over 30,000 CO-OP ATMs, surcharge-free! Learn More Savings Savings Primary Share Money Market Club Account IRA Youth Account Starter Savings Adventure Savers Frequency Savings Investment Accounts Share Certificates Valley First Financial Services Block Item More Club Account Start saving for a special occasion with a Club Account! Learn More Checking Personal Purple Checking Free Checking OnTrak Checking Business Business Checking Impact Business Checking Overview Overdraft Coverage Checking Block Item More Overdraft Coverage For when the unexpected happens! Learn More Loans Vehicle Loans Auto Loan Recreational Loan Auto Buying Services Personal Loans Personal Loan OnTrak Loan Credit Cards Student Loan Real Estate Mortgage Services Home Equity Line of Credit Misc SBA | Paycheck Protection Program Make-A-Payment Loans Menu Block More Put your equity to work for you with a Home Equity Line of Credit. Learn More Electronic Services Online & Mobile Banking Overview eStatements Bill Pay eAlerts Text Banking Mobile Banking How-To's Phone Service Valleyline Electronic Services Menu Block More eStatements Go paperless and enroll in eStatements today! Learn More Previous Slide Next Slide Earn 1% cash back on debit! Plus $15 in ATM fee reimbursements. Learn More Platinum ScoreCard Visa Earn Rewards when you use your Platinum ScoreCard Visa. Learn More Lower Your Mortgage Payments Rates as low as 3.125%. Appraisal may not be required. Learn More Make-A-Payment Introducing our Loan Payments Tool Box (no construction experience necessary) Learn More We're Hiring! Career Opportunities at . Learn More Slide 0. Current Slide Slide 1. Slide 2. Slide 3. Slide 4. Pause Play Current Rates Savings Checking Auto Home Other Primary Share Dividends as high as 0.21 % APY 1 Money Market Dividends as high as 0.27 % APY 1 Premium Share Certificate Dividends as high as 0.85 % APY 1 1 SEE ALL RATES & DISCLOSURES Impact Business Checking Dividends as high as 0.05% % APY 1 1 SEE ALL RATES & DISCLOSURES Auto, Truck, SUV New/Used 2021 – 2011 Rates as low as 2.99 % APR 1 12 – 48 Months Auto, Truck, SUV Used 2010 – 2006 Rates as low as 9.24 % APR 1 12 – 60 Months Recreational Vehicle New & Used Rates as low as 6.25 % APR 1 36 - 180 Months 1 SEE ALL RATES & DISCLOSURES Home Equity Line of Credit Rates as low as 4.00 % APR 1 1 SEE ALL RATES & DISCLOSURES Platinum ScoreCard Visa Rates as low as 10.49 % APR 1 Personal Loan Rates as low as 9.99 % APR 1 12 Months Overdraft Protection Line of Credit Rates as low as 17.40 % APR 1 1 SEE ALL RATES & DISCLOSURES 1.877.549.4567 Locations Online & Mobile Banking You choose the time and place. We’ll be there. With free, secure Online & Mobile Banking you can access your account from anywhere, anytime. Check balances, make loan payments, transfer funds and much more. ENROLL NOW Data and other wireless carrier charges may apply. Member Solutions Previous Next Member Perks Love My Credit Union Save up to $15 on TurboTax and get your maximum refund. Before You Go ATM/Debit & Visa® Credit Card Travel Safety Going out of town? Notify us in advance to place a travel alert on your account. This may prevent "abnormal" spending patterns from triggering a block on your card. Surcharge-Free ATMs CO-OP ATMs With 30,000 surcharge-free ATMs nationwide, you could say goodbye to ATM fees and hello to easy access to your money from nearly anywhere. Latest News 2020 Annual Report - 04/26/2021 - We are pleased to publish a report on our financial performance, growth and community support. Read the Report or watch the video of our annual meeting. News Release - Opens New Sisk Road Modesto Branch 04/27/2021 - Our second branch relocation is now complete! Read More News Release - Opens New Turlock Location 3/30/2021 - Our new smart branch in Turlock is now open! Read More Events May 11 10:30AM -- Financial First Aid Webinar Session 1 A financial crisis can throw even the best money management plan into chaos. This session focuses on ways to gain control of a crisis. Participants will learn about financial assessments, expense prioritization, and effective negotiation with creditors. Click here to see all dates and to register. Learn More -- VIEW ALL Home Sweet Loan Purchase or refinance your home! Our online application is easy, secure and available 24/7. LEARN MORE About About Us Careers Sitemap Terms Security Privacy & Disclosures Accessibility Sign up for our Newsletter: SIGN UP GO COMING SOON! Thank you for subscribing! 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